About the Book

Concerned about your retirement finances? Relax! You can capitalize on today's market turmoil and enjoy a sound and secure financial future. Cash-Rich Retirement is the book shown on public television that explains a new action plan that will help you.

Author Jim Schlagheck sees increasing financial turbulence ahead. Pension under-funding, Boomer demographics, and America's "flip" investment psychology may cause financial distress. Cash-Rich Retirement provides guidance on the full range of the country's most recent and needed financial products to counter these threats: multiple annuities, "fundamental" indexes, mutual and exchange traded funds, reverse mortgages, and insurance.

Whether you've already retired or are many years away from retirement, Cash-Rich Retirement will help you. It:

  • Opens your eyes to the investment turbulence that Boomer retirements are likely to cause, and shows you how to avoid collateral damage.
  • Lays out a comprehensive, step-by-step action plan in "layman speak" for getting and staying on track with your retirement savings — from how to open and automatically feed different investment accounts to what investments to consider holding in them.
  • Shows you how to diversify, protect, and enlarge your 401(k) and other retirement holdings so that your investments generate real returns — real income! — with fewer losses and powerful compounding effect.
  • Explains how to build a "ladder" of annuities that will provide different income streams during different phases of your retirement — and you don't need to be a multi-millionaire to implement this sure-fire income strategy!
  • Enables you to get a decent night's sleep and avoid retirement "high anxiety" — now and in the future — knowing that your retirement investments are prudently sheltered from the economy's real estate fallout and next bubble.

All in, Cash-Rich Retirement brings you the kind of investment guidance that ultra-wealthy families enjoy in private banks — the very institutions where Jim has spent most of his professional career. Published by St. Martin's Press, Cash-Rich Retirement is available online and in bookstores throughout the country. It is the book spotted in public television's "Retirement Revolution" series.

Order a copy today!

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

About the Author

Jim Schlagheck is a wealth management specialist, the author of Cash-Rich Retirement, and the co-producer of "Retirement Revolution", the public television series on better retirement preparedness. He has guided high-net-worth families, endowments, trusts — as well as average-Joe and Jane investors — helping them to protect and enlarge their wealth for more than 25 years.

Over the span of his career, Jim has led teams of successful portfolio, brokerage, mutual fund, real estate, trust, and financial planning professionals. He served as a senior officer of a well-known Swiss private bank in Geneva — "TDB American Express Bank" — serving the investment needs of mega-wealthy individuals around the world. At American Express Bank, he also launched a family of mutual funds currently holding more than $4 billion of client monies.

Jim also headed the North American activities and hundreds of employees of Bank Julius Baer, the Swiss private bank, and he led the North American "Wealth Management and Financial Planning Division" of UBS, the world's largest private bank.

Jim recently headed the private banking division of TAIB Bank, one of the first banks in the Middle East to narrowly focus on wealth management. In that post, Jim oversaw asset management, real estate, and brokerage specialists, helping Gulf billionaires protect and enlarge their wealth.

All in, Jim brings a "wealth" of investment management experience to his readers. A graduate of Georgetown University and the Wharton School of Finance, Jim speaks publicly across the country, and lives in mid-coast Maine.

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Contact

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TV Schedule

TV Schedule

Jim Schlagheck is also the co-producer of Retirement Revolution, the public television series about better retirement preparedness. It surveys the retirement planning and investment views of the country's leading authorities. If you're concerned about your financial future, this program will also help you!

Learn how to prepare for a sound and secure retirement with Cash-Rich Retirement as well this helpful television series. The program airs nationwide in two one-hour segments on public television. Click the button below to learn when the series can be seen in your community.

Be sure to tune into this important TV event! And be sure to purchase the Retirement Revolution DVD via public television as well.

Related Resources

Public Television's
Retirement Revolution






Order the Book

Order the Book

You can order Cash-Rich Retirement from your local bookseller or one of these national vendors.

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Understand the Basics

401(k)s & IRAs

In my book Cash-Rich Retirement, I explain the importance of keeping your savings in tax-sheltered accounts: (1) IRAs; (2) savings plans such as 401(k), 403(b), and 457(b) plans; and (3) annuities. These kinds of accounts allow your savings to grow without tax dilution. They give you powerful compounding advantage.

Be sure to learn more about IRAs and 401(k)s — and invest the maximum amounts in them each year. You can become better versed about IRAs, 401(k)s and similar plans via these sites.

Related Resources

401(k) and IRA
Limits
Fidelity's Tutorial on IRAs Traditional versus
Roth IRAs
Drawdown
Advice
Frequently Asked Questions Open an
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The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Understand the Basics

Social Security & Medicare

Social Security and Medicare are important components of your retirement future. However, they were designed to make only limited contributions to your financial and health-care well being. My book Cash-Rich Retirement shows ways to fill the gaps.

On a priority basis, ascertain your Social Security benefits and payment start dates. You will qualify for more Social Security income if you postpone your retirement. If you do not know the amounts and starting dates of your Social Security benefits, contact the site below for an updated statement.

Likewise, take several minutes to understand what Medicare does and does not cover. The following sites will help you. So will my book. Learn why several kinds of supplemental health insurance are necessary to adequately shelter your savings from health-care meltdown.

Related Resources: Social Security

Basic
Features
Request an Updated
Statement
Financial
Issues

Related Resources: Medicare

Basic
Features
Financial
Issues

What's
Covered
What's Not
Covered

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Use These Tools

Income & Savings Calculators

As you plan for retirement, you need to set two, clear, up-front goals: (1) an income target — that is, how much money you want or need in retirement; and (2) a savings target — that is, what amount of savings you need in order to achieve your income goal.

My book Cash-Rich Retirement helps you make these projections. The sites below will help you, too. Take a few minutes to become acquainted with these online calculators. Try one. And if you have not already done so, locate a Financial Advisor to help you set your personal income and savings targets with even greater rigor. Tapping the help of a Certified Financial Planner will be your most important investment of all.

Related Resources

AARP
Calculator
Choose to
Save®
Department of
Labor
Fidelity Retirement &
Guidance Overview
Schwab Retirement
Planning

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Use These Tools

P/E Ratio

My book Cash-Rich Retirement explains how you can use "P/E" or Price/Earnings ratios as a crude tool for apprising the reasonableness of any investment's (or entire market's) pricing level. Some investments (and some markets as a whole) may be over-priced and poised for correction. You want to avoid big correction losses with your retirement savings. P/E ratios are a crude but directionally helpful way of sizing up whether an investment is overpriced and perhaps dangerous.

The following links give you helpful P/E information. I personally use the P/E Ratios computed by Yale University's Dr. Robert Shiller. His numbers will help you understand the pricing levels of U.S. stocks relative to earnings. My book will help you make investment decisions based on this information.

Related Resources

Basics about
"P/E Ratios"
What P/E Ratios
Tell Us
Dr. Robert Shiller's
Market-Wide P/E

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Use These Tools

Letters to Employers

As you prepare for and defend your retirement, it's time to become a lot more pro-active about your future. Here are two letters that will help.

Use the "Letter Regarding Funds" to let your employer know of important funds that you want in your 401(k), 403(b) or similar plan. You want high-quality funds and indexes that produce low-volatility, attractive returns. Hence, copy this letter. Customize it. Put in your employer's name and address. Let your employer know that you want access to high-quality funds like the ones listed in Cash-Rich Retirement.

If you qualify for a traditional pension or so-called "defined benefit plan" — whether from your current private-sector employer or any past ones — ensure that your employer has adequately funded your pension plan. Many plans are seriously under-funded and will not be able to pay out benefits as planned. Therefore, use the "Letter Concerning Pensions". Customize it. Ask your employer(s) to give you confirmation from an independent auditor that your pension and retirement benefits are adequately funded at this time.

Related Resources

Letter Regarding
Funds (PDF)
Letter Regarding
Funds (Word)

Letter Concerning
Pension (PDF)
Letter Concerning
Pension (Word)

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Use These Tools

Objective Research

Many people select investments on the basis of "top performance" or an in-law's "hot tip". However, sky-high performance and "hot tips" are not skillful selection criteria. That's why I urge investors to focus on income fundamentals — that is, the ability of an investment to generate income for you at a reasonable price — and to screen investments as well using objective research.

My book Cash-Rich Retirement explains the importance of objective research — and explains how to actually use it. Spend several minutes to explore the following sites and become acquainted their research. Use my book to learn how to use their data. You only need to invest a few minutes each quarter to put free, strictly objective research to work for you. Cash-Rich Retirement shows you how.

Related Resources

Morningstar
Website
Schwab
Research Strategies

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Generate Income

Interest, Dividend, & Rent Income

A very important recommendation of my book Cash-Rich Retirement is to invest for real income. Forget all the ballyhoo about speculative "gains" or hyper-inflated, sure-to-correct condos and stocks! You want to invest in funds and indexes that produce hard, prudent, real income you can re-invest!

The following sites will give you more information about the importance of dividend, interest and rent income. It's high time to get back to income fundamentals! My book and these sites will explain why and put you on track for prudent, skillful investing.

Related Resources

Dr. Jeremy Siegel
on Dividend Income
Forbes
on Dividend Income
Motley Fool
on Dividend Income
The Importance
of Earnings
The Importance of
Dividends & Earnings
SmartMoney on
Fundamental Indexes
Fortune on
Fundamental Indexes
Kiplinger on Interest-
Income Strategies
Learn More about
Rent Income

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Generate Income

Annuities

Annuities are an important way of investing tax-effectively and can generate income for life! Cash-Rich Retirement takes the mystery out of annuity investing. It describes a novel way of building a "life-cycle" ladder of annuities to produce income throughout your span of retirement time. And you don't have to be a millionaire to invest in annuities!

You can buy annuities using your 401(k) or IRA proceeds one day. You can buy annuities using some or all of your home equity if and when you sell you house. You can buy an annuity each year with your savings or, if you qualify, some of your annual bonus. Or you can buy an annuity making periodic "installment" payments.

Cash-Rich Retirement explains annuities in more detail and describes ways to buy and structure them to give you income throughout your retirement for the rest of your life. Learn more about these important investments with my book and with these web sites.

Related Resources

Learn More
About Annuities
Common Annuity
Terms
Contact a Specialist
For More Information

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Generate Income

Reverse Mortgages

Many Americans are counting on home equity as an important — often, their sole — source of retirement income. My book Cash-Rich Retirement explains why this strategy is dangerous. It also explains how "reverse mortgages" work, showing you when such loans can be advantageous and when they are certainly not.

Reverse mortgages are "rising debt" loans. Cash-Rich Retirement walks you through the mechanics and benefits of such debt. The book explains why these mortgages are among the most costly. It shows you whether such debt is, after all, right for you.

Learn about reverse mortgages in Chapter 11 of my book. These websites will also help you.

Related Resources

Learn More About
Reverse Mortgages
AARP's Tutorials on
Reverse Mortgages
Reverse Mortgage
Calculator

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Make Safety Investments

"Safe Haven" Holdings

Some investments are good "safe haven" holdings in times of investment turbulence — and count on it: demographics, the economy's slowdown, speculation, and pension underfunding are likely to cause severe turbulence ahead. Cash-Rich Retirement explains the coming storm and describes "safe haven" investments that will help you. Along with my book, you can learn more about defensive investments via these websites as well.

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Article
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U.S.
TIPS

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Make Safety Investments

Disability & Life Insurance

Disability insurance and life insurance should be key parts of your retirement preparations. Protect your and your family's incomes! The following websites will explain the value of both kinds of insurance and help you appreciate why I so strongly recommend them in my public addresses.

Related Resources

Learn More About
Disability Insurance
Learn More About
Life Insurance
Contact a Specialist
For More Information

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Make Safety Investments

Health Insurance

My book Cash-Rich Retirement provides sobering statistics on the likelihood that you will need supplemental health coverage. Many American retirements are devastated by health-care expenses. Read my book to learn why you need two kinds of health insurance & and when and how to buy them. Also consult these websites for details about the differences between different "Medigap" plans and the rationale for ample, supplemental health-care coverage.

Related Resources

Learn More About
"Medigap" Insurance
Compare Standard
Medigap Plans
Long Term Health
Care Insurance

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Get Top-Notch Help

Financial Advisors

One of the most important retirement investments you can make is to invest in the planning guidance of a skilled, professional Financial Advisor. My book Cash-Rich Retirement explains how to identify and work with a skilled professional. Getting professional help can significantly improve your savings progress and preparations for the future. If only for one consultation, make this important investment! These sites can help you locate a Certified Financial Planner near you.

Locate a Skilled Advisor Near You

Certified Financial
Planners
NAPFA
Website
Financial Planning
Association

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

Get Top-Notch Help

Insurance Companies

Insurance companies are excellent sources of retirement planning information and tools. Consult these sites for educational materials, tutorials, and retirement help. Take a few minutes to explore each site.

Related Resources

Genworth
Financial
MassMutual
Financial Group
New York
Life
Pacific
Life

The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.

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Unable to save because of high mortgage, day-care and gas costs? Trapped in a mind-set that is resulting in you not producing adequate savings for retirement — certainly not the 15% to 20% of pre-tax income that you probably need to salt away? Or are there investment products that you want to learn more about?

My book Cash-Rich Retirement will help you prepare for retirement step by step. These sites can also help you learn more and skillfully prepare for a safe and sound financial future.

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The information and views contained in Cash-Rich Retirement, this website, and/or any related sites do not represent a recommendation or solicitation to buy or sell any particular security, service, product, investment or fund. Past results are not a guarantee of future outcomes. Investments, financial products, and financial strategies of any kind can result in losses. When considering any investment, product or service — whether or not expressly mentioned in the book or related website — you should independently judge its content, costs, tax implications, and risks, and you should, in particular, read its prospectus and offering materials. When considering any financial strategy, you should likewise, independently, apprise its merits based upon updated research of your own as well as your own financial, legal, and tax situation. Any investments, products, services, or strategies cited in Cash-Rich Retirement and/or related websites may change in risk character by the time you read about them in the book or site(s). Consequently, readers should always do their own research before making any buy, sell, or execution decisions. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your own, independent research as well as your investment objectives and personal and financial situation, and you should consult an attorney or tax professional regarding your specific legal or tax situation.